Category Archives: Money & Energy

What is SOCIAL and CULTURAL CAPITAL?

Let’s get the definition sorted. SOCIAL CAPITAL – is like a currency. Suppose you have 10 close friends. They are your social capital. Suppose you are respected and loved by your fans and your community that is again your social capital. So social capital increases if your friends and social circle think good of you and decreases if you are not nice to them. Social capital is a currency whose values increases and decreases as per time. It is dependent

Are you smart or just street smart?

Do you often wonder, why the school bully who failed in class 3 and 7 went out to become a millionaire? Or are you one of them. There is a difference between smart and street smart. A street smart person doesn’t know about what is happening in the world, but he is a very worldly wise person. He knows when is the opportune moment to strike. While the smart person goes on intellectual theories ( being theory it is fundamentally

Birthday Wishes

So one more down and not sure how many to go. Preserving the old body takes lot of effort. You have so many things to think off. For eg. how to replenish your gut with good bacteria? how to make sure that your back doesn’t fold up or what is the tingling sensation in the brain? Is it a tumor? Why are my legs aching so much after a short daily walks? Accomplishments Anyway, a good ol’ friend called said,

Plugin the financial leak

Yesterday, I left the tap a bit open. It was dripping and I was in a hurry to get to work. Evening I came home and saw that the taps had run dry. I was furious, the overhead tank was empty. I tried to figure out how in the hell could drops of water drain away and entire tankful of water. This morning I remembered a financial advise of a old friend. He used to say , save a bit,

The 4 things everyone aspires for but cannot have it all.

Family Friends Sleep Money These first 3 things are tied to Money and time. The horrible diagram below will explain. Case 1 – If you have no time and no money. You have nada. You don’t have friends or family and your sleep is fucked up. Case 2 – If you have money and no time , you can have your family, but say bye bye to any social life with friends. You work 9 to 5 for your family

Blame Yourself Always

You know this is the simplest rule to remember, but we all forget it. Let me explain We all depend on others. We cannot survive in this world on our own. Sometimes the people we trust let us down. They might be doing it to protect themselves, but your interests are getting harmed. You are feeling betrayed. In this case, the mind like a old tape recorder on a loop, will start the never ending blame game. The mind has

I figured out Why the single girl has so much energy.

I get tired all the time. I wake up tired when I don’t sleep well. I wake up tired when I have tummy ache. I wake up tired when I had too much to think. Single girls are feeling emancipated. The #metoo moment along with wide protest against rapes have made her strong. But these are macro level environmental changes in the lives of the single women. But where does she get her day to day energy from ? Here

Relationships on Rent.

One of the biggest worry a man has is that if he ever runs out of money, his woman will leave him (or he will have to leave her). Being together is a costly exercise, while one works the other takes care of the social and other aspects of the life. If both man and woman are working even then the responsibilities of social and administrative work is divided. A marriage or making a home together is like building a

My Bodyguard

I am not telling you the story of some Whitney Houston movie. This is my story. At the peak of my ego trip, someone suggested that I need to hire a bodyguard. Completely over estimating my importance in the world affairs I thought it was a good idea. I was given a guy who had worked for 15 years in the Military. He came in recommended and so there was no reason not to trust him. I always wanted a

Story of Privilege Part 2 continued

What exactly does privilege mean? Isn’t it a rather relative term. Privilege in plain terms is a head start in a race. The privileged person has certain skills, background which gives him the advantage of winning the rat race. It can be better communication skills, it can be wealthy parents who he doesn’t have to tend to. When we accept that every life is unique than why do we make such hue and cry about privilege? Like Leonard Cohen songs

The History of my privilege – 1

Much is made of privilege. My good friend replaced the word “privilege” with “Luck”. But lets us stick to “privilege”. The connotation of “luck” is “by chance” while privilege is planned. I knew I was one of those affluent kids in school. I was not conscious that my father was rich, but I would be embarrassed when dad came in his big car to fetch me. My instructions were “ I don’t want to be fetched in the imported yellow

Why do people with lots of money want to make even more money?

Have you ever wondered what keeps guys like Mukesh Ambani going? I mean why the heck does he turn up at office each day. Hasn’t he made enough?The answer is chemicals!!! Yes, dopamine, serotonin and oxytocin. This is not only about Mr. Ambani, but all people who have made enough money, but still keep going stronger than ever. How does Dopamine play a role? Now that one doesn’t have to earn to survive. All achievements are only means of a

Surrender and indebted

I used to think I can do it all on my own. Live in this world and be the king of my own world. I wanted to be in control of my life. I didn’t want to be in-debt to anyone. Finally, I threw in the towel. I didn’t ask for help, but help arrived. I didn’t say No. Asking or Begging for help would have been total surrender. I guess enlightenment is still far ahead. Once you surrender, you

Conversations from the coffeeshop today…

So I forgot my headphones again, and now I am forced to listen to other people’s conversation. Here are some examples today. 1) A young (lower) middle-class couple on a matrimonial date. The boy tells her (in Marathi), that he likes her nature. The girl in her mind does a small victory dance followed by a high five. They chatter inane stuff for a while and then get out. 2) A bhai looking person with a tattooed arm, is mouthing

I have become the king of Mumbai and how?

A long time ago, A friend looked at my kundli and said, I would be the king of Mumbai. Since I had tremendous faith in her, I believed her and had been waiting for a windfall, expecting some Portuguese King to give me a dozen of flats in the posh areas of Mumbai. But that’s not happened so far. So Its got me thinking, till recently I realised that, people having a lot of houses in Mumbai won’t make them

in sickness & in health, I will be stand by you.

Till the time, you don’t push yourself, you don’t discover the biggest limitations of your life, which is undoubtedly your physical body. To fire on all cylinders means to live a life totally, with all its dangers and complexities, but there is a catch here. The moment you start firing your 3rd barrel, (presuming you an economical four-cylinder car) you find yourself falling behind, the more your mind leaps ahead, the farther your body lags. You have two choices at

After 40 – You have been warned!

A couple of years back, a good friend and well-wisher who crossed 50 told me ” Manoj, our bodies change drastically after 40″. I looked at him like he had lost his marbles. I was fearless and used to think I can conquer the world. Now well into my early 40’s, I feel my body is behaving strangely, my injuries don’t heal faster, I eat a lot less, I sleep rather early and wake a bit too early also. I